Would You Know If You Were a Victim of Identity Theft?

Would You Know if You Were the Victim of Identity Theft?

Identity theft is one of the fastest growing crimes in the country. Unfortunately, many of the victims don’t even know that they’ve been victimized until months after the damage has been done and for some it may take more than a year to ever find out about the situation. There are, however, red flags you should pay attention to that can indicate that you’ve been the victim of identity theft.

Identity Theft Indicator #1

Oftentimes, people who have been the victim of identity theft will begin receiving letters or phone calls telling them that they have been approved or denied a credit card that they never applied for. If you receive a letter or a phone call stating that you’ve bee approved for or denied a credit account you never applied for, contact the creditor immediately to get to the bottom of the situation.

Identity Theft Indicator #2

It is also common for victims of identity theft to stop receiving their credit card statements. If someone has stolen your identity, they may contact your creditors and ask that your statements be sent to them. This way, when they start racking up a balance on your account, you don’t receive notice of the activity and you don’t realize the account has been stolen until it’s too late. Pay attention to when your credit card statements should be coming in and if one doesn’t arrive on time, contact your credit card company immediately.

Identity Theft Indicator #3

Of course if you start seeing charges on your credit card that you never authorized, it’s pretty safe to assume that someone has stolen your identity. The moment you notice unauthorized charges on your credit card, report the card stolen and dispute the fraudulent charges.

Identity Theft Indicator #4

You’re a financially responsible person and you pay your bills on time, but suddenly you start getting calls from collection agencies stating that you owe money. You may very well be the victim of identity theft. Ask the collection agency to provide you documentation of the debts and look into the matter immediately. You will probably need to file a police report to resolve the situation.

If an of these identity theft indicators come knocking on your door, you’ll want to take immediate measures to rectify the situation such as ordering your credit report (to see what other damage has been done), filing a report with the FTC, filing a police report and filing a fraud report with the credit bureaus.

Comments

In 1951 I lost two children in a fire in Vancouver.
About 2 years ago I started getting notices from Bank of canada postings about money in the name of my Dear dead son.
When I tried to get some informaation from the royal Bank I got the old
"Personal property and secresy etc.
I went to the RCMP in Vernon and reported that my son's name had been used at the Royal Bank on Robson Street in Vancouver.
The RCMP contacted Swcurity at the Head Offic of the Royal Bank in Vancouver, they investigated and found out the address on the account was a Parking lot in Vancouver. I never did find out whatb the scam was, but the Bank of Canada were reluctant to take my son's name of their list until I threatend a law suit.
They had to get the name from his tomb stone in the OCEAN VIEW Cemetery in Burnaby.
Frank Mckerry 250-542-8973
5608 Willow Drive,
Vernon, B.C. V1T 8P2

Identity Theft Fixes.com
this site would help a lot of people and they will more carefully to surf and write their credit card from the thief

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