Vacationing with Credit Cards

Why Taking All Your Credit Cards on Vacation Is a Bad Idea

If you are like most people, you probably have several different credit cards. If you are planning an upcoming vacation, not only do you need to take care when packing your suitcases, you also need to be concerned about what you put in your wallet. I highly recommend that you don’t carry all of your credit cards with you when you travel.

A Wallet Full of Credit Cards and Travel Don’t Mix

There are many reasons why carrying multiple credit cards with you when you go on vacation can be a bad idea. Unfortunately, many unpleasant things can happen when you travel to a new city or country. You might leave your purse behind when out touring or you might even have your wallet or purse stolen. It is always best to consider the worst case scenarios and plan accordingly.

If your wallet gets lost or stolen, you will have to cancel every credit card that you were carrying in your wallet. If you carry just one or two credit cards with you, you will have an easier time canceling just those cards if they somehow got stolen or misplaced.

Easier Record Keeping

Another benefit to bringing only one or two credit cards with on vacation is that it will be much easier to track all of your vacation purchases when the statements come in. You might convince yourself that you will remember everything you spend, but after you have eaten out multiple times and have made multiple purchases, it can be very easy to lose track of purchases.

By only using a credit card or two for all of your vacation expenses, it will be much easier to balance your statement when your vacation is over. Trying to track purchases made on five or six credit cards will consume too much of your valuable time.

Remember, taking just one or two credit cards with on vacation is not only practical, it’s also safer.

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