Reviewing 5 Ways To Reduce Your Risk of Identity Theft

A Review of 5 Critical Identity Theft Prevention Techniques

Preventing identity theft has gone high tech in many regards. You've got Internet security programs, identity theft protection services and other helpful and powerful prevention tools. The problem is, with all of these advanced identity theft tools many of us forget about the basics. Here's a review of some of the fundamental identity theft prevention steps we should all be taking.

1. Get Out of Here

A big step towards preventing identity theft is getting off those "pre-approved" credit card mailing lists and putting yourself on the Do Not Call list. To get on the Do Not Call list, call 888-382-1222 and to get off the mailing lists call 888-567-8688.

2. Get Rid of Receipts

Get rid of receipts that you don't plan on keeping. Some people just throw away their gas station receipts, ATM slips and and sales receipts from the stores. Don't do it. Shred those documents just like you shred the other financial documents in your home.

3. Watch Your Mailbox

Never leave your mail in the mailbox overnight and, if possible, buy a locking mailbox for even more security. Many identity theft thieves target mailboxes to get the information they need. If you can keep your mailbox secured, it's a huge deterrent.

4. Invest in a Shredder

I've said it once and I'll say it a million times -- invest in a good personal shredder to shred all of your personal and financial documents. A diamond-cut or confetti shredder may cost you $50 to $100, but it can save you endless heartache and headaches if it manages to keep you safe from identity theft.

5. Play It Smart

I hate to make it sound like you can't trust your own best friend, but in reality you shouldn't trust anyone with your personal information. That goes even more for strangers. If someone calls your home asking for your personal info, don't ever give it to them.

Your bank won't call your home asking for account numbers or social security numbers. It's information they already have. When in doubt, hang up the phone and call the institution at their listed phone number. These 5 tips will help you to protect yourself from identity theft.

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