April 28, 2008

Medical Identity Theft Is On The Rise

What You Need to Know To Protect Yourself From Medical Identity Theft

Most of us think of credit cards and car loans when we think about identity theft. The sad thing is, medical identity theft is becoming just as common. With today's health care crisis more and more people are turning to identity theft to meet their medical needs. Here's how to protect yourself from becoming one of the identities stolen.

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January 18, 2008

Dealing with Debt Collectors When You've Been the Victim of Identity Theft

Some Debt Collectors Aren't Sympathetic to Identity Theft Victims

When you become the victim of identity theft it's a horrifying and helpless feeling. You'd like to think that those with the power to do so would help you get through the situation with as little frustration as possible. Unfortunately, many debt collection agencies care very little for your personal situation and will try to scare you into paying debts you're not responsible for. Here's how to handle it.

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January 12, 2008

Can Identity Theft Result in an Audit?

Identity Theft Victims Are About to Be Notified

Believe it or not, identity theft can get you into trouble with the IRS. How? Because many illegal aliens use the social security numbers of legitimate US citizens when filling out their W-4s. When their employers report those earnings, the tax return info of the people who actually have that social security number don't jive. Then all "you know what" breaks loose.

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December 23, 2007

What To Do When You're The Victim of a Criminal Identity Theft Crime

Recovering from Criminal Identity Theft

The words "criminal identity theft crime" in the title of this article are not a typo. We didn't accidentally use the words "criminal" and "crime" in the same sentence. We're not talking about the "criminal" aspect of identity theft here -- we're talking about something much, much worse. If you thought financial identity theft was the only type of identity theft you were at risk of, it's time to acquaint yourself with criminal identity theft.

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June 10, 2007

Do You Have an Identity Theft Survival Kit?

An Identity Theft Survival Kit Should be In Every Home

Identity theft can happen to anyone, and identity theft resources can help you cope with this reality. That is why it is so important to be prepared for the possibility of identity theft, even if you think it will never happen to you. One of the most important identity theft resources you can have at your disposal is an identity theft “survival kit”. If you don’t know what one is, then you need to read on…

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December 17, 2006

Insurance Companies Now Offer Protection against Identity Theft

What is Identity Theft Insurance?

Identity theft affects millions of Americans every year, and no one is immune to the possibility of becoming a victim of identity theft. If you are unfortunate enough to become the victim of identity theft, you will undoubtedly spend many, many hours trying to clear your name and remedy the situation. Identity theft insurance is one particular product companies have begun to offer consumers in response to the growing threat of identity theft. You might be wondering, though, whether or not you actually need identity theft insurance.

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July 29, 2006

Let’s Hold Someone Accountable For Identity Theft

Who Says We Can’t Fight Back When Identity Theft Rears Its Ugly Head?

As someone who thinks of identity theft cretins as less than the maggots in the dung left behind by a horse, I will admit I get quite riled up when I think about the many forms of identity theft that happen each and every day. However, the cases of identity theft that really irk me the most are the ones that could have been prevented by financial institutions. For example, those who have had checking accounts opened under their social security numbers, but with a different name. We all know the bank could have prevented that had they bothered to check the social security number with a credit check or some other verification means. I say it’s time to fight back.

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July 14, 2006

Facts about Identity Theft Insurance

Is Identity Theft Insurance Right For You?

Hundreds of thousands of people have been victimized by identity theft so the fact that it’s a serious concern and a substantial risk is no surprise. To the relief of many, there is a way to insure yourself against the devastation identity theft can inflict. Identity theft insurance can protect you from identity theft losses just like auto insurance can protect you from auto-related losses and home insurance can protect you from home-related losses.

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July 12, 2006

Fighting the Debt Collection Agencies That Don’t Sympathize With Identity Theft

Sometimes Debt Collection Agencies Take Things Too Far

I have been known to discuss the dishonorable tactics of many a debt collection agency. Unfortunately, I have recently discovered that some debt collection agencies don’t just break the law and harass people with legitimate debts -- they also break the law and harass people who have been victimized by identity theft. If you’ve been the victim of identity theft and an unscrupulous debt collection agency is trying to get the best of you, there are some things you should know.

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July 3, 2006

New Identity Theft Service May Benefit Consumers

An Identity Theft Service That Goes Beyond Credit Monitoring

We’re all concerned about identity theft and most of us have been looking for ways to reduce our risk of identity theft and check to be sure we haven’t yet become victims. From shredding our personal documents to keeping a constant eye on our credit reports, the war on identity theft seems to be getting more involved and complicated. However, a new identity theft service may be the answer to what many consumers have been looking for.

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May 12, 2006

Identity Theft: The Road to Recovery Isn’t Always Easy

Why Creditors Make Identity Theft Recovery So Darn Hard

In a perfect world, a victim of identity theft would be able to explain the situation to the defrauded creditors and have the nightmare simply washed away. Unfortunately, that’s not the way it usually works. Instead, many identity theft victims find themselves in the position of having to prove their case to the companies that issued the criminal credit, and even when the victim does that they often find themselves fighting an uphill battle.

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March 23, 2006

The Emotional Effects of Identity Theft

Identity Theft Doesn’t Just Leave Financial Ramifications

When one thinks of the consequences of being the victim of identity theft, financial problems usually come to mind. However, the effects of identity theft don’t just play on our credit reports and our bank accounts, they also wreck havoc on our emotions. Don’t let identity theft run you through an emotional rollercoaster.

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February 28, 2006

Identity Theft: So You Gave Your Information to a Phisher -- Now What?

How to Protect Yourself from Identity Theft Once You've Given Your Information Away

So you received one of the convincing phishing emails or phone calls and you accidentally gave your personal information to a phisher. Now is not the time to panic. You need to act and you need to act quickly.

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February 10, 2006

Recovering From Identity Theft

What to Do Once You’ve Been the Victim of Identity Theft

One minute you’re minding your own business and your world is calm and serene. The next minute everything is chaos and you don’t know up from down because someone just stole your identity. You’re not alone. Thousands of people find themselves the unwilling victims of identity theft and thousands feel the helpless feeling you’re feeling right now. So what do you do and who do you turn to? Read on.

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February 7, 2006

Checking Account Fraud

How to Handle Checking Account Fraud

Imagine this – you’re at a bank applying to open a checking account and you’re told that they can’t open an account for you at this time because you’ve bounced checks on a previous account and have been reported to a company called ChexSystems. The problem is, you’ve never had a checking account at the bank that you’ve been reported by and you’ve definitely never bounced any checks. So what do you do?

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