Identity Theft Making Headlines Again

How Should You Respond to the Threat of Identity Theft?

According to recent news reports, an identity theft case recently occurred in the New England states. Just late last fall in Massachusetts a Nationwide insurance office experienced a theft, and many of their customers are at risk for identity theft.

More Stolen Info, More Stolen Identities

Identity theft is a definite possible result for the nearly 30,000 customers whose social security numbers and medical information was stolen. If, and when, they experience the effects of identity theft, isn’t always for certain.

Being Alerted Means Being On Alert

If you’re ever alerted to the fact that your personal information such as your social security number was stolen, it is important to realize that addressing this problem requires a multi-step approach. You simply can’t just check your credit card statements a month later and after not recognizing any unsolicited charges assume you are in the clear. Many identity theft criminals don’t immediately use the information that they illegally obtained. Sometimes they hang onto that information and use at a future point in time. That is what can make it so difficult for identity theft victims. They can become victims of identity theft years in the future after having their personal information stolen like the recent Nationwide customers.

Monitoring Is Priority 1

Getting a credit monitoring service can be an important step. Many times if your personal information was stolen from the computer of a company you do business with that company will offer free credit monitoring services for a year for their customers who were victimized. If free credit monitoring isn’t offered to you, then you are going to have to pay for it yourself. Credit monitoring is that important so don’t overlook it simply because it wasn’t offered to you.

Start Packratting

If you ever find out your information was stolen from a company you do business with, hang onto all your credit card statements for the next few years. This way you will have them to reference in the coming years in case you do discover unsolicited charges. You will clearly have a pattern of spending on your credit card statements and then a distinct change in that pattern as a result of the identity theft.

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