Free Credit Report Offers May Be an Identity Theft Scam
Another Identity Theft Scam to Be on the Lookout For
If you’re wondering what’s on your credit report, you’re not alone. Millions of people research their credit reports each and every year. The problem is, there are identity theft criminals who are now using free credit report offers as a way to entice people into giving them their personal information -- which is exactly what these criminals need in order to rip off someone’s identity.
The Offer
You’re contacted via phone or via email with a free credit report offer. You’ll get your free credit report and all you have to do is provide your name, address, social security number, birth date and other vital information. The problem is, the person requesting this information isn’t really interested in providing you with a free credit report, they’re more interested in committing identity theft.
Avoid Being Taken In
To avoid becoming the victim of identity theft, don’t fall for these free credit report offers. If you want a copy of your credit report, enlist the services of the credit bureaus directly or sign up with a credit monitoring service. This will help you avoid becoming the victim of identity theft.