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October 13, 2011

How to Dispute Credit Report Errors

For many of us, the first hint of identity theft is a rash of credit report errors -- usually late notices or charge-offs for credit cards we don't even own. Setting the record straight is a difficult, time-consuming process, but you have to do it.

By law, credit reporting agencies must correct any inaccurate information when you point it out. But because they have to be very cautious before doing so, expect to have to jump through a few hoops first.

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